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Do I Really Need a 20% Down Payment to Buy a Home?

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common ...

Want to Build Wealth? Buy a Home This Year.

Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax advantages, and ...

Turn to an Expert for the Best Advice, Not Perfect Advice

As we approach the anniversary of the hardships we’ve faced through this pandemic and the subsequent recession, it’s normal to reflect on everything that’s changed and wonder what’s ahead for 2021. While there are signs of economic recovery as vaccines are being issued, we still have a long way to ...

Renewable energy rundown: Geothermal energy

Source: saveonenergy.com This is the fourth part in a SaveOnEnergy series discussing the ins and outs of different forms of renewable energy. Come back next week for part five. Wind, solar, and water are all forces of nature that can provide renewable energy, but did you know we can also draw power ...

Best ways to present your household to buyers

When showing your home, you want everyone to see the beauty in it, but no matter how much you love your house, not everyone will get the same impression. Luckily, there are certain tips and tricks that can help you attract buyers when showing and staging your home. Following are ...

Home-staging advice for apartment owners

Preparing your apartment for showing is like preparing for the first date – you want the best features pointed out. Emphasizing all the great things about the place will help future renters or buyers make the decision faster and fall in love with the apartment as soon as possible. You ...

How to Prepare for Moving to a Smaller Home

Credits to: Lisa Roberts Moving to a smaller home might not sound like a positive thing. Still, in recent years, many Americans are deciding to downsize. High expenses and difficult maintenance are, of course, some of the main reasons for replacing a large family home with a smaller one. However, the ...

Compare electricity rates by state

Credits to: www.saveonenergy.com Electricity rates by state (Updated November 2020) Energy rates vary depending on where you live. The U.S. Energy Information Administration (EIA) tracks electricity prices by state. The most recent reports from the EIA show the average residential electricity rate in the U.S. is 13.31 cents per kilowatt hour (kWh). According to the ...

A Senior Citizen’s Guide to Home Loans and Reverse Mortgages

Credits to jvmlending.com Can an individual ever be too old to buy a home? The answer is an emphatic no; you’re never too old to buy a home. If you have the money or qualify to get a home loan, there is no age limit for buying a new home. While anyone ...

4 Eco-Friendly Home Modifications That Can Lower Your Home Insurance Premium

As the green revolution continues to gain popularity, homeowners are discovering practical ways to reduce their carbon footprint. One of the most meaningful ways is by making eco-friendly modifications to your home and making sure your homeowner's insurance takes them into account. Benefits of eco-friendly home modifications Lower utility costs Reduced ...

Melvin A.

Vieira Jr.

Real Estate Agent | REALTOR®

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